I would agree if cleaning up a motorcyclist smear on the road didn't cost the rest of us so much money. Fatalities are very, very expensive, much more so than an injury accident. I also suspect that people who are not wearing seatbelts and get in accidents have a higher chance of losing control of their vehicles and thus costing the lives of others, but I have never seen any hard facts to support that. It's just a hunch on my part. AND I think that people who don't wear helmets/seatbelts are kind of *******s because they are putting their own minor physical discomfort ahead of their families' livelihood and feelings. (I have a BIL who doesn't wear a seatbelt, even when his kids are in the car. That ONE fact takes my respect for him down to about a quarter of what it would be otherwise.)
But hey, if you want to inject heroin into your eyeballs, knock yourself out, dumbass. (Sorry, but look, at this point we all know that drugs are addictive. I have sympathy for the addiction and support trying to help a user get off the drugs, but not a huge amount of sympathy for that first huff/sniff/injection/smoke. It's a dumb thing to do, no matter how you look at it.)
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